About Grain

Grain provides a revolving line of credit that you can access through your existing debit card without issuing a card. This approach empowers you to use what you need for your day-to-day, builds good credit in the process and ultimately, gives you more ownership over your credit.

Our Team


We value imagination, humility, inclusion and fairness.

We are a diverse team of experienced professionals from banking and finance with a combined 20+ years of experience. We are located in Oakland, California.

“We've fallen into the bait and switch traps of the credit industry ourselves - spending years paying off large amounts of bad debt at high interest rates, which is why we built something better. A platform that puts your interests before shareholder bottom-lines.”

- The Team