Grain provides a line of credit based on your cash flow, not your credit score.
We’re temportarily cutting minimum payments in half
*Signing up will not impact your credit score
Just sync your current debit card and use Grain as you would a credit card. Grain analyzes your income and instantly offers you a revolving line of credit.
Sign up with any of the 10,000+ banks we support.
Get instant access to a revolving line of credit - without impacting your credit.
Use your debit card as you normally would while Grain works for you behind the scenes.
Grain empowers you to manage your credit responsibly by only using what you need for your day-to-day expenses. You get cash advances directly to your bank account for free.
You’re more than a credit score. With Grain, you get a revolving line of credit based on your income and cash flow.
With 256-Bit Encryption, your data is protected with bank-level security. We never share your data with third parties.
With auto-repayment
*1% Finance charge on Credit Advances. See Credit Agreement for details